Pay Back The $900 Billion Borrowed!

Could this possibly explain why SSI and SSDI recipients will not receive a cost of living adjustment for the next two years? For me, at $65 per month, that is a loss of $1560.00! More denials at the first and second stages = increased homelessness! And, of course, who is going to be accused of mismanaging money...

Social Security and Medicare finances worsen

WASHINGTON (AP) -- Social Security and Medicare are fading even faster under the weight of the recession, heading for insolvency years sooner than previously expected, the government warned Tuesday.

Social Security will start paying out more in benefits than it collects in taxes in 2016, a year sooner than projected last year, and the giant trust fund will be depleted by 2037, four years sooner, trustees reported.

Medicare is in even worse shape. The trustees said the program for hospital expenses will pay out more in benefits than it collects this year, just as it did for the first time in 2008. The trustees project that the Medicare fund will be depleted by 2017, two years earlier than the date projected in last year's report.

The trust funds -- which exist in paper form in a filing cabinet in Parkersburg, W.Va. -- are bonds that are backed by the government's "full faith and credit" but not by any actual assets. That money has been spent over the years to fund other parts of government. To redeem the trust fund bonds, the government would have to borrow in public debt markets or raise taxes.

Treasury Secretary Timothy Geithner, the head of the trustees group, said the new reports were a reminder that "the longer we wait to address the long-term solvency of Medicare and Social Security, the sooner those challenges will be upon us and the harder the options will be."

Geithner said that President Barack Obama was committed to working with Congress to find ways to control runaway growth in both public and private health care expenditures, noting the promise Monday by major health care providers to trim costs by $2 trillion over the next decade.

However, Republicans pointed to the newly dire assessments as evidence the Obama administration has failed to come forward with actual entitlement reform to close the funding gaps.

"Instead of getting existing public programs in order right now, some are saying we should create a new government-run health insurance plan," Sen. Chuck Grassley, the top Republican on the Finance Committee, said in a reference to the administration's health care proposals. "When we can't afford the public health plan we have already, does it make sense to add more?"

House Republican leader John Boehner said the trustees report "confirms what we already knew: Our nation cannot afford to continue this reckless borrowing and spending spree."

The findings in the trustees report, the annual checkup given the two benefit programs, did not come as a surprise. Private economists had been predicting that the dates the programs would begin to pay out more than they take in and the dates the trust funds would be insolvent would occur sooner given the economic recession.

The deep recession, the worst the country has endured in decades, has resulted in a loss of 5.7 million jobs since it began in December 2007. The unemployment rate hit a 25-year high of 8.9 percent in April.

Fewer people working means less being paid into the trust funds for Social Security and Medicare.

The Congressional Budget Office recently projected that Social Security will collect just $3 billion more in 2010 than it will pay out in benefits. A year ago, the CBO had projected that Social Security would have a much higher $86 billion cash surplus for the 2010 budget year, which begins Oct. 1.

The trustees report projected that Social Security's annual surpluses would "fall sharply this year," then remain at a reduced level in 2010 and be lower in the following years than last year's projections. The report said that the Social Security annual surplus would be eliminated entirely in 2016, reflecting increased demands from the wave of 78 million baby boomers retiring.

That means Social Security will have to turn to its trust fund to make up the difference between Social Security taxes and the benefits being paid out beginning in 2016. The trustees projected the trust fund would be depleted in 2037, four years earlier than the 2041 date in last year's report.

At that point, the annual Social Security taxes collected would be enough to pay for three-fourths of current benefits through 2083. To tap the trust fund, the government would have to increase borrowing or raise taxes because Social Security bonds exist only as bookkeeping entries.

While the smaller surpluses that will begin this year will not have any impact on Social Security benefit payments, the government will need to borrow more at a time when the federal deficit is already exploding because of the recession and the billions of dollars being spent to prop up a shaky banking system.

Medicare's condition is more precarious, reflecting the pressures from soaring health care costs as well as the drop in tax collections.

The options available to deal with the Social Security shortfall include raising the payroll tax that funds Social Security, such as removing the cap on income subject to the tax, or cutting benefits in some fashion such as raising the retirement age.

The administration is pushing Congress to pass legislation this year to extend health care coverage to some 50 million uninsured Americans, preferring to tackle health care before Social Security.

The trustees report is likely to set off renewed debate over Social Security and Medicare. Critics have charged that the Obama administration has failed to tackle the most serious problems in the budget -- soaring entitlement spending.

The administration on Monday revised its federal deficit forecasts upward to project an imbalance this year of $1.84 trillion, four times last year's record, and said the deficits will remain above $500 billion every year over the next decade.

What's UP (with) CHUCK?

You forgot to mention in your e-newsletter...

Every so often I get an e-mail from my Congressman Charlie Wilson of Ohio's 6th Congressional District. He usually gives a brief synopsis of a few statistics and then outlines what a good boy he has been in working for the constituents of our district.

I haven't patted Chuck on the head yet but I have written to him and did get a response that he disagreed with me. It took several months to get that response - former 6th District Congressman Wayne L. Hayes would have responded in SEVEN DAYS.

What did the Chuckster disagree with? My suggestion that, instead of bailing out the Big 3 automakers, issue to all Americans in need of a vehicle a voucher for $20,000 for the purchase of a new or late model used vehicle. This in turn would move inventory presently on the lots plus the vehicles would need maintenance and parts which would support those manufacturers and suppliers. Now wouldn't this have cost less than the billions of dollars given?

Anyhoo, in the latest e-newsletter from Chuckles and he points out that "The Recovery Act" provides a $250 payment to Social Security recipients (he noted exclusively seniors).

Well, I receive a monthly SSDI payment and found that the U.S. Treasury has deposited my $250 Economic Recovery Payment. But there are TWO POINTS that Charlie neglected to mention...

1. The $250 is a one time only payment; not a monthly cost of living raise.
2. There will be NO COST OF LIVING RAISE in 2010 and 2011 - (mine was $65 per month).

Click on each image to read.

Also, please notice that I do not have a link to Charlie Wilson in the column to the right.

My have provided a link to my former congressman of 10 years from Ohio's 10th Congressional District.
His name is Dennis Kucinich.

On The Homefront

Another bitchin' rant...
Winding along the misinformation highway...On and off the phone with various people at the IRS call center over the past two months. Remember that $300.00 stimulus payment for low income singles last year? I got mine but in order to get that payment you had to have earned a minimum of $3,000 for the year of 2007. Gary’s Social Security Disability hearing was in 2008 and he received back payments from 2006 and 2007 so I called the IRS to find out if he could still take advantage of that stimulus money. No one is quite sure; got numerous answers; got various instructions on how to fill out the 1040. I tried E-File but the form was rejected so I mailed in Gary’s 1040 form with a note explaining that each and every agent wasn’t sure but that I (and I signed my name) EXPECTED that SOMEONE WHO KNOWS would REVIEW the form and send the check that “Gary is entitled to!”.

America! Land of the free; home of the lemmings...seems that many attending the various “tea parties” across the nation listen religiously to far leaning (close to being horizontal) ‘commentators’ like Glenn Beck and Rush Limbaugh rather than investigating the facts. “Ladies and gentlemen,” these people are NOT investigative journalists that check the facts. They are giving their opinion on things they know absolutely nothing about, things they have not thoroughly checked out for accuracy and pass that misinformation on to YOU!

Having been a precinct judge at the polls and also registering people to vote I find this video from a February 27, 2009 ‘Tea Party’ in Cleveland disturbing. And people complain about who is in office? Maybe we need to complain about the ignorance of the registered voters.



And there is also this video from the April 15, 2009 Cleveland, Ohio 'Tea Party'!

True that these videos only show interviews with the misinformed but it's scary knowing that these people ARE misinformed and probably do vote. You would not believe what I witnessed at the polls if I told you. I probably will blog about it - later.

I wish someone would stage a media event to express outrage over homelessness. Maybe not such a great idea due to who possibly could be publicizing it. Rush Limbaugh has already publicly demonstrated that he knows absolutely nothing about homelessness as well. Nor does he know about the programs that provide free cell phones to the elderly, low income and homeless in this nation. Pennsylvania has such a program as well as the Medina (Ohio) County Sheriff's Department. Click on the (>) directional arrow to listen. Click on the (V) down arrow to read the full article.

By the way, I voted for Ronald Reagan, George H.W. Bush and George W. Bush only because I felt all were the lesser of two evils. I AM SO SORRY, AMERICA! CAN YOU FORGIVE ME?

If I could afford having my truck repaired I would have gone to a 'tea party' to protest...the one-time payment of $250 that Social Security, Social Security Disability Income (SSDI), Supplemental Social Security Income (SSI) recipients, disabled veterans and those receiving railroad pensions will be receiving in May. I have known about this payment coming for months; had to tell the uninformed about it. I received the 'official' letter from the Social Security Administration on Friday. With all the federal bailouts of mismanaged banks and automobile manufacturers, how is a one time payment going to help in stimulating the economy?
I say we should have $250 added to the monthly benefits; not as a one time payment!

And there's...
Irritable Bowel Syndrome compliments of Columbia Gas...I purchased my house in March 2008 and the gas company set me up with a budget plan of $54 per month. This year the budget plan rose to $164 per month. Two weeks before my March payment was due I received a billing of $285 and Friday received another billing for April of $318. The bill is due of the last day of the month. My Social Security check isn’t deposited until the 3rd so it is always late (I am always paying a late charge). I was late on last month’s bill. The gas company cashed the check two days before the bill arrived. My mortgage payment is $368.01 which I can afford; which I refuse NOT to miss paying on.
I'm wondering how anyone on a fixed income can pay such outrageous bills!

Thanks for the well in advance notice you jags!

Enuf...for now!

Homelessness: Clip from Obama news conference

Glad it was brought up...

I was listening from another room when I heard a reporter ask President Obama about addressing homelessness. I grabbed my camera, focused it on the TV screen and this is what I got on video.

The president talked about programs for the unemployed; to get people back to work. He mentions the homeless veterans too.

From my own personal experience, I met more disabled homeless than unemployed homeless people in Cleveland and until the Social Security Administration starts paying attention, carefully reading the medical files of those who apply, there will still be people losing their homes waiting for 2 years before an administrative law judge hears their cases.

The Northeast Ohio Coalition for the Homeless offers a take on distribution of funding for the homeless.

President Obama is taking a stand; we must too by writing letters to our representatives and pressing them on the issues of Social Security denials for disability.

Clinical trials: all in the name of science pays BIG BUCKS!

Seeking evidence of disability

I had some other topics I was planning to write about today but I caught something on the news tonight regarding another drug receiving FDA approval for the treatment of fibromyalgia so I thought I would concentrate on a timely subject by writing about my participation in two clinical trials.

Participating in clinical trials for new or existing drugs vying for FDA approval as a claimed treatment for a medical condition is most definitely a unique experience - but not necessarily easy to qualify for.

During the pre-qualification telephone interview, some participating clinics will reject you on the simple fact (and don't tell them) that you have filed for Social Security Disability for the illness that the trial is doing testing to treat. Their logic is, what if you get the active drug in the double-blind placebo study and you, not only show miraculous improvement (which might destroy your disability case), but leave knowing how to play the violin as well? Okay, that may be a stretch.

Besides what business is it of theirs anyway? When I heard on the TV or the radio that a clinical research study was taking place to test a new drug for the treatment of fibromyalgia, the first thought in my mind was that hopefully it would work and maybe I could fully function again. There was also no guarantee that I would be getting the actual drug - I might get the placebo.

I have participated in two clinical trials for drugs seeking FDA approval for the treatment of fibromyalgia. Both drugs were already on the market as treatment for other medical conditions but were not "officially" FDA approved as a proven fibro-treatment drug. The doctors may have known it helped their patients and may have prescribed it for pain but they could not say it was a treatment for fibromyalgia . They could say they had fibro patients who were taking it for other conditions and reported it helped with their pain.

It's like this - take Avon's Skin-So-Soft bath oil for instance. Everyone has known (since what seems like Biblical times) that Skin-So-Soft repelled mosquitoes but, without spending millions of dollars in some government approved scientific lab for years of testing thus jacking up the price, Avon legally could not make the claim. Now they can.

Anyway, back to the subject of my clinical trial participation...

My first clinical trial was for FDA approval of Xyrem as a medication for the sleep disorder associated with fibromyalgia. The study period was 16 weeks and included four medical exams (of the tender points) by a rheumatologist and four overnight sleep studies.

I had to sign for the "drug" because Xyrem was considered a controlled substance. I also had to assure the clinician (in writing) that I would keep it secured to prevent theft in case my apartment was broken into. So now it was more than a medical problem I was trying to get help for - I could be faced with charges by the DEA for misuse, loss, etc. Clinical trials for drugs are always a federal matter.

As I said, there was no guarantee that I would be receiving the actual drug or placebo. This was a double-blind placebo vs actual drug trial. In a double-blind study, neither the clinician or patient know whether or not the "drug" is the placebo or the actual drug.

Also, there are two parts in the drug testing in the trial.

On your initial visit to the clinic - if you are accepted into the clinical trial you - are given a Palm Pilot. The Palm Pilot beeps indiscriminately signally you that it is time to answer the questionnaires. It can beep once a day or several times a day and you have to take it with you everywhere you go. In the evening you have to send the transmission of the questionnaires to the pharmaceutical company or clinic via the fax modem included with the Palm Pilot.

The "drug" comes sealed in a box with instructions but on plain unlabeled bottles. Each box and bottle have a serial number on them which the clinician records beside your name on your chart. Then you have to sign for the "drug" proving that you have received it. Each time you return to the clinic you are required to bring the "drug" with you in the box and bag you received it plus the Palm Pilot. The clinician checks the bottle to be sure you have followed all instructions and taken the required dosages. If it is the end of the first phase of the trial, you turn in the first package with "drug" and, after close inspection by the clinician, you are given another box with another bottle of the "drug". Still neither you or the clinician knows if it contains the placebo or actual drug. Each visit to the clinic includes a medical exam including blood tests, more questionnaires to fill out or interview with questions. Each visit to the clinic can last between one to two hours.

The four sleep studies included in the Xyrem clinical trial was the main reason I wanted to participate. It is a known fact that there is a sleep disorder associated with fibromyalgia, but due to the cost, most doctors feel that a sleep study is an unnecessary expense that undoubtedly can offer proof of disability. This was documentation I needed for my Social Security Disability claim.

Anyway, at the end of the clinical trial it was discovered that (both times) I was given the placebo. Of the participants who were given the placebo, I was the only one who showed no improvement in sleep. as documented in all four sleep studies. There is no way anyone can bluff their way during sleep monitoring.

The other participants who received the placebo showed improvement giving validation of the placebo effect claim of mind over matter.

I knew I had the placebo both times. Xyrem was used as one of the "date rape" drugs. It did not make me drowsy or disoriented. Many times, in the middle of the night, an hour after taking it, I would walk to CVS and shop. I'm sensitive to meds and haven't been able to drink alcohol in years.

And the results of the sleep study the night of May 18, 2004: Delta stage 3 sleep was 3.8% and stage 4 was 0.8%. Normal for each stage is 10% . I had 2 REM episodes for 18.5 minutes which was 20%, normal is 25%.

I had three other abnormal but worse sleep studies in this trial, all of which I submitted to Social Security in my initial filing for disability in August of 2004. Despite FOUR abnormal sleep studies, I received two denials by the Social Security Administration resulting in homelessness in 2005.

By the way, I was paid a total of $3500.00 for participation.

In 2006, I also had THREE abnormal sleep studies from Metro Hospital in Cleveland and a CPAP was ordered.

Also, in 2006, I participated in another double-blind placebo clinical trial for FDA approval of the drug Milnacipran. I had to leave this trial due to dizziness so severe that I ended up in the emergency room then the Cardiac Ward for three days. It is not known whether or not I had a reaction from the "drug" but I wasn't going to take any more chances. It was discovered by the facility where I was participating in the trial that I was receiving the actual drug. Milnacipran was approved for the treatment of fibromyalgia pain in 2009. Despite the scary side effect, it did relieve my pain. No sleep study was involved by the physical exam, monitoring of the drug and usage of the Palm Pilot to monitor my progress was part of the study. Payment for participation wasn't very lucrative. I received $150.00 for the time I was in the 12 week program.

I was awarded SSDI in August 2007 by an administrative law judge for the myriad of symptoms associated with fibromyalgia - sleep disorder, pain, anxiety, depression; chronic fatigue immune dysfunction syndrome (CFIDS), degenerative discs in my spine, osteoarthritis, etc.

Today on the news there was a segment of another drug approved by the FDA for the treatment of fibromyalgia pain symptoms. I used my "cool camera" to video the segment. I apologize for the sound quality midway and to the end. I must have had my thumb over the mic.

Madoff trades his $7 million penthouse for a tiny jail cell

This woman traded in her home for a couch at someone else's house rather than go to a shelter because she owns a dog.

Another casualty of denial for disability benefits by the Social Security Administration, she is diabetic, has osteoarthritis -both conditions affect her ability to walk. Her wheel chair is broken.

She was dropped off on Public Square by the person who lets her sleep on his couch. He told her to panhandle to earn some money for the $120.00 per week he is charging her for rent.

Unlike this woman, Bernie Madoff gets three hots and a cot, recreation, clean clothes, etc. The figures aren't in on how many people will be homeless from his Ponzy Scheme.

Beginning with the Reagan Administration, over $900 billion has been borrowed from the Social Security Administration to fund other projects. This money is yet to be paid back.

Americans paid into Social Security only to have their applications for disability benefits denied. Americans paid Madoff to manage their investments only to find that he squandered away their money.

Only Madoff is being held accountable.

Visits by extraterrestrials...

...if you're asleep, is there still that sucking noise?

My sleep has been totally screwed up my entire life. That's why I chose to work midnight shift - I had great difficulty functioning at a day job.

I struggled to sleep at night; fell asleep a lot in class in high school (although I was never caught). I can no longer enjoy going to a movie theater because I fall asleep, staying awake at meetings, lectures, etc. is virtually impossible. Baseball games? I'm walking around at the top of the innings; watching the game in my paid seating at the bottom of the inning when the Indians come to bat.

I fell asleep at work a lot at my last job; standing, while cutting film with X-acto knife or razor blade in hand. Happened after they had moved me to day shift. That's when the 'fit hit the shan'!

I suffer from short term memory loss. I remember a lot of things from when I was 6 months old - being baptized, the taking of the group picture at the Miller Family Reunion in 1956. I remember being potty trained, watching the first-run televised original "Mickey Mouse Club" from my playpen (how in love I was with Cubby O'Brien), the day my dad tried to sneak it out of the house to throw it away (how I carried on!).

I remember events in my friends lives that they don't remember.

But don't come up to me on the street or at a class reunion and say, "Cindy, do you remember me?"

Just give me a few minutes (or twenty) until the electrical transmitters in my brain spark. The circuitry doesn't work too well - sometimes it shorts out.

Often, mentally focusing on any task is problematic whether it be housework, writing a check, talking on the telephone, reading, comprehending, concentrating. If the phone rings while I am cooking it disrupts my thinking.

Something shorts out in my frontal lobe. It's as if someone has a remote in hand, changing the channels but it's all going on in my brain; not the TV. And that humming noise is such a distraction.

Something strange was going on one night while at work in Michigan. A very simple task I had to do that's too technical to explain to anyone who doesn't know prepress. An apprentice could have done it without any problem; for me, a journeyman, it was cake. But let's say I made a major mistake while compositing two films into one film. I checked it, saw the mistake I made and tried to correct it. All I had to do is combine 16 films into 8 films. I wasted 16 pieces of film and 5 hours on what should have taken me two hours at the most. I saw the mistake, knew what I did wrong but my brain and actions were like a broken record; skipping, repeating.

Years later, I lost my ability to read, to distinguish color, became dyslexic, lost my hand-eye coordination - yadda, yadda, yadda.

Some days I can wake up and feel fully rested and capable of thinking. Some days I do nothing,; talk to no one other than Goldie or Gary.

Fibromyalgia and Chronic Fatigue syndromes are what I have and both conditions have no clear test marker (just adnormalities) making both conditions difficult to diagnose or to even prove, especially when winning a claim for disability. I have seven abnormal sleep studies. In some, I never hit REM sleep; in others I was in REM stage for less than 15 seconds.

So keeping in mind that there is no cell (like cancer) or any other defined marker has caused me to wonder if possibly(?), sometime in the middle of the night, I am being visited by Greys, Nordics, Reptilians or any number of interplanetary beings. After all there are many well documented encounters-some sightings by law enforcement, some by airline pilots, some by astronauts.

I even saw a triangle in the sky hovering over a corn field near Columbiana, Ohio in 1978, back in the day when Ohio state Rt. 11 was a hot bed for UFO activity from Columbiana all the way to Astabula.

There was even a multiple witness sighting of a craft between my hometown of Toronto and Stratton in October of 2008! Could they possibly know I left Cuyahoga County? Are they looking for me?

The Vatican even believes in ET while many in the medical community dispute the existence of Fibromyalgia or Chronic Fatigue Syndrome (because of the complexity of both conditions, they don't want to acknowledge what they don't know about both -a cop out).

I had an MRI at the Cleveland Clinic. The neurologist said there was something unusual on the MRI.

So, the next time you see me and I seem disoriented - in a fog - unable to concentrate, ask me if my ear hurts. I think that's where they insert the straw. Could that MRI possibly offer validation?

Top photo: HEY THERE! HI THERE! HO THERE!- It's Cubby O'Brien. WHY? Because I like him!
Second photo: IT'S WHAT'S FOR DINNER - Scene from Twilight Zone episode "To Serve Man".
Third photo: PROBED FOR TENDERNESS - Abductees Barney and Betty Hill

Sometimes ya just have to make light of your own situation!

Once homeless in East Cleveland, Goldie now enjoys the good life here in Toronto

Goldie in from the cold and enjoying a peaceful nap on the
couch this afternoon.

Relaxing at the computer, enjoying an original composition Cat Day by his new buddy CheapRobot.



Goldie last summer standing beside the chalk art he inspired by next door neighbor Meghan.

When he was homeless and without a name living outside of Terrace Tower in East Cleveland, Ohio. Gary took this picture of him from our 12th floor apartment.

It was 2007 when he showed up outside the main entrance of Terrace Tower in East Cleveland. I think it was Spring. Some residents petted him, some fed him, others kicked him. He looked like he was between one and two years old, very healthy and smart. We think someone dropped him off; abandoned him.

At night, he slept outside the door. If it was chilly during the day he liked to sun himself on top of the transformer beside the building.

He was a friendly little guy too; still is once he knows you and feels safe being near you.

Soon, a very young little female cat joined him. Called "Princess" by her owner, she had to be put outside because the owner didn't have the money for a pet deposit. It was obvious that someone abused her. She didn't like men and to be touched; she would scratch and bite anyone who tried. Her so-called responsible owner put a carrier outside for her; some filthy junk that looked like it was dug up out of a dirt pile. Several days later, it was thrown in the dumpster.

Because these two were together, Gary decided to name them. The male cat finally got a name - "Goldie" and Gary started calling her "Hawn". How clever!

Some of the residents fed them but didn't clean up the empty cans or whatever packaging the food was in. Some days no one fed them and on the brutally cold days and nights, often what was left out for them was frozen. I made sure they were fed several times daily, more often in the winter.

When the elevators didn't work, I wrapped their food in foil packets and we dropped their meals to them. The impact of hitting the pavement would loosen the packets so the cats could open them and eat. They got used to the air drops so all I had to do was call them and they would be under the window looking up; waiting for their meals.

During the summer of 2007, Gary managed to find us a truck for $500.00. Every day I went out Goldie would walk me from the door to the truck and, when I returned, he would come out of nowhere and escort me back to the building. I called him my Guardian Angel.

Months later, after she was put outside, Hawn would sometimes join him. If I had purchased cat food, I could feed them near the truck.

Management didn't want the cats around the building due to all the litter left behind from the residents who fed them. Attempts were made to discourage feeding them.

Once I got my Social Security disability approved and started the negotiations to get our house, Gary and I wanted to bring them with us. We made sure they were fed; we wanted to make sure they would still be around when we were ready to leave.

I made my offer for the house in October 2007. Due to numerous complications, the deal wasn't finalized until March of 2008.

Finally, we could give Goldie and Hawn a real home.

It was April when we got the Penske truck and were ready to roll. Goldie was going to ride with Gary and his friend Alan in our truck. He willingly came to Gary. Hawn scratched the hell out of me and everyone who tried to touch her. We tried to bring her several times; even when we returned to East Cleveland for doctor appointments. She cut us both up.

Our truck broke a wheel axle and couldn't make the trip. My friend Dee and I proceeded southeast to Toronto where we unloaded the truck with the help of Gary's two sons Bo and Keith and one of Bo's friends.

I returned to East Cleveland to find Gary and Goldie laying in bed. Goldie lived with us in the small efficiency apartment until we made our final move once our truck was fixed.

A week later, we made the final move and Goldie walked into the house and made himself comfortable immediately.

He no longer has to endure the brutal lake effect snow storms coming off of Lake Erie. He often doesn't want to go out in the rain and snow. He is quick to come inside when the weather is bad. He has many comfortable and safe places to sleep, good healthy food to eat, clean water to drink, grooming and health care.

Goldie reigns supreme here; HE TOTALLY RULES and we are so glad he chose us to be his mommy and daddy.

MY the check really is in the mail RANT

Ever since the mortgage crisis began, lenders are in a constant state of paranoia. Rightfully so, but my mortgage payment was due on the 1st (Sunday) and my Social Security disability check (my guaranteed income for the rest of my life) was deposited in the bank today (the 3rd). My payment won't be late until the 16th of the month. I know it's just a courtesy call; a reminder but enough already! You never called me before the meltdown, you always got my payments and never charged me a late fee so why now? Trust me, you WILL receive my payment by the 5th so quit sitting on the payment until the 10th OKAY! Geez.

I am thankful to First Horizon though for approving my loan.

Let's Begin Shall We?

I began construction on this blog in 2007, less than a month after being approved by the administrative law judge for Social Security Disability. So much has happened and so much time has passed since starting to layout this blog.

Much time, energy, blood, sweat and tears have been spent to get to where I am today.

Contained on this blog will be the telling of my story of my life experience. The career I busted my ass for. The illness I fought to overcome. The discrimination I faced and tried to fight in the workplace to keep my job and prevent my health from deteriorating further. The job loss that a simple accommodation at work could have prevented. My eviction from my apartment of ten years. My time spent homeless in Cleveland, Ohio and the events leading to owning my first home.

So, let's begin, shall we?